payyap – Payments made easy. No monthly software fees. TWINT, cards & Tap on Mobile included.
✅ No monthly software fees
✅ Ready to go immediately
✅ Swiss support
✅ POS and payment on one device (including TWINT)
✅ Affordable to purchase
✅ Mobile or stationary
✅ For catering and retail
Did you know?
Payyap is also the ideal rental POS solution for short-term rentals or events!
payyap:
POS noticeably simple
1. The POS solution for Swiss businesses. A modern point-of-sale system for hospitality and retail.
Payyap is the modern all-in-one POS solution for Switzerland. Whether you run a restaurant, bar, café, food truck, boutique, or flower shop, Payyap makes processing payments simple, fast, and reliable. This cloud-based POS system is ready to use right out of the box, intuitive to operate, and adapts to the specific needs of your business.
2. Checkout and payments—all in one app. Easily accept all payment methods
With Payyap, you manage your POS and payments in a single app. Accept all common payment methods, including debit and credit cards, TWINT, and contactless payments. Thanks to the integrated payment solution from Worldline, you benefit from secure, fast, and reliable payment processing—without any complicated technology.
3. More time for your business. Manage easily and keep an overview at all times
Keep an eye on your revenue, items, and reports at all times. Manage your inventory, analyze your sales, and complete your end-of-day reconciliation efficiently with just a few clicks. Payyap saves time, reduces administrative effort, and grows flexibly with your business—from a single location to multiple branches.
The idea behind Payyap
Interview with the founders, Ron Ritschard, Kevin Ritschard, and Oliver Zemp
transparents flat rate Charges - for CHF 0 per month
& Post
(no transaction costs and no service fees)
(no transaction costs and no service fees)
Coming soon!
Comprehensive evaluations and dashboard - Payyap Insights
Heads up: Starting in August 2026, we are introducing payyap Insights!
With payyap Insights, every payyap customer receives a powerful evaluation and analysis tool for free – integrated directly into payyap with no additional costs.
✅ Evaluations as KPIs, tables, and interactive charts
✅ Identify your bestsellers and slow-moving items at a glance
✅ Analyze sales by table, time of day, or day of the week
✅ Compare payment methods like cash, TWINT, Mastercard, and more – right down to the individual transaction
✅ Compare periods such as month, quarter, or year and keep an eye on your performance at all times.
We are pleased to offer you real added value for your daily business with payyap Insights.
All features at a rate of CHF 0
Payyap Standard
With payyap Standard and our standard fees, you already have all functions at a CHF 0 rate!
Payyap Prime
With payyap Prime, you benefit from attractive, reduced fees.
Are you already a Worldline customer? You can easily transfer your existing Worldline contract.
Cancel monthly.
Which payyap cash suits you?
Why is it worthwhile Payyap?
.avif)
Features for easy Payment
.webp)
NEW: QR ordering system - for an even better guest experience - FREE
QR ordering with payyap – included for free!
Guests scan the QR code to order food and drinks directly from their smartphone – no app required.
Orders are automatically sent to the payyap POS system and printed in the kitchen or at the bar. Payment is made online or later with the service staff.
✅Increased revenue - Guests can reorder faster and more easily
✅Efficient service - Less running around and more time for your guests
✅Faster workflows - Orders go directly to the kitchen or bar
✅Modern guest experience - Digital ordering without an extra app
✅Digital food and drink menus with images
"Da wir ein eher kleines Weingeschäft sind, suchten wir nach einer Lösung, die sowohl für unseren Betrieb passt als auch nicht zu teuer ist. Die Handhabung sollte einfach und unkompliziert sein. Auf der Suche nach einer passenden Kassenlösung sind wir auf payyap gestossen. Wir haben uns sowohl bei der Beratung als auch beim Onboarding sehr wohl gefühlt. Wenn wir Unterstützung benötigen, steht uns der Support stets schnell und kompetent zur Seite. Der monatliche Bericht, den wir regelmässig erhalten, ist äusserst hilfreich, und auch die Inventur lässt sich sehr einfach und effizient handhaben. Wir können payyap ohne schlechtes Gewissen weiterempfehlen und sind rundum zufrieden mit der Lösung für unser Geschäft."
"Der Umstieg von unserer alten, gewohnten Registrierkasse auf ein digitales System hat uns anfangs schon etwas nervös gemacht. Doch nachdem wir den Schritt gewagt haben, konnten wir sogar während der Installation bereits viele unserer Fragen mit dem Techniker klären. Alles wurde geduldig erklärt, und am Ende lief der Wechsel von Sharp zu payyap echt gut. Tatsächlich ist vieles viel einfacher geworden – Belege parkieren, Transaktionen suchen usw. Der gewonnene Platz auf dem Kassentresen schätzen wir sehr. Wir sind froh, dass wir gewechselt haben, und auch der Support hat uns überzeugt."
"Wir betreiben einen kleinen, traditionellen Hofladen. Unser Sortiment umfasst selbstgemachte Spezialitäten wie Alpkäse, Konfitüren, Guetzli und saisonales Trutenfleisch. Nach intensiver Recherche und dem Abonnieren des Newsletters von payyap haben wir uns letztlich für den Wechsel entschieden. Ein entscheidender Faktor war die persönliche und kompetente Beratung durch Baldegger+Sortec. Das Team ist jederzeit erreichbar, sehr sympathisch und hat uns individuell begleitet – das gab uns viel Sicherheit. Das Onboarding verlief reibungslos und erleichterte uns den Einstieg erheblich. Die Bedienung der Kasse ist intuitiv, sodass wir uns schnell zurechtfanden."
"Über viele Jahre hinweg hat uns unsere klassische Registrierkasse zuverlässig im Alltag begleitet. Dennoch haben wir uns schliesslich für den Schritt zu einer modernen, digitalen Lösung entschieden. Unser Fazit: Der Wechsel zur digitalen Lösung hat sich für uns absolut gelohnt. Wir können diesen Schritt allen empfehlen, die noch zögern – es ist eine Investition in mehr Übersicht, Effizienz und Zukunftssicherheit. Besonders schätzen wir auch den zuverlässigen Support, der uns jederzeit kompetent unterstützt, sowie das stimmige Preis-Leistungs-Verhältnis."
“I was particularly impressed by the personal introduction: Unlike other providers who simply deliver the device to my home, I was comprehensively trained and had real support right from the start. That was very important for me, as I switched from a traditional cash register to a digital system. The cash register is streamlined and tailored precisely to our needs. The self-service model also works excellently and is well received by our customers.”
“Getting started with payyap at Badi-Beizli was easy and user-friendly — even people who were less tech-savvy got along well with it. I had a particularly positive experience of the competent and friendly support and helpful onboarding in Belp. It is intuitive to use, the daily report is easy to carry out and the documentation is clear.”
“We spent a long time looking for the right payment solution and compared many providers. With payyap, we've finally found what we need: simple, cost-effective and easy to understand for our end users. We particularly appreciate the support — always helpful, fast and competent. The solution is easy to understand, the application is great and the price-performance ratio is unbeatable. Thanks to the low fees, payyap is particularly worthwhile for us for many small transactions.”
“As a florist, I was looking for a suitable cash register system for a long time — with payyap, we found it. In contrast to the previous provider, the support here is convincing: fast, professional, personal. The onboarding went smoothly and the system is modern, intuitive and ideal for use in shops and markets. Particularly convincing: user-friendly technology, strong support and a fair price-performance ratio — exactly what we needed.”
“We really wanted an all-in-one solution that integrates the terminal without the annoying clutter of cables. That's how we came across Payyap. The change was a real relief. It is super easy to set up and easy to use. The onboarding was also great, which made it a lot easier for us to get started. The payyap cash register solution has not only helped us a lot in our daily work, but also with bookkeeping and managing online bookings. The price-performance ratio is more than fair, and the regional service and support are a perfect match for our 40-year-old family business with 14 employees.”
More orders. faster payment
Streamlined processes. Happy guests.
intuitive ordering. Instant payment.
Get in touch now
Payment via Worldline
Order now and straightaway Get started
Payyap variant
pick
Register payyap and save account details
Receive and collect a terminal
The people behind Payyap
“There are already thousands of POS solutions on the market. So why Payyap?
The three founders provide a clear answer to this question: “We wanted a modern, intuitive,
simple and budget-friendly cash register solution for the Swiss market.
A cash register system that makes it much easier to switch from a conventional cash register to a digital cash register.
Payyapp was born out of our shared vision, realized with the enormous expertise and many years of experience of Baldegger+Sortec AG. They also offer expert support and quality service 365 days a year.”
News & Insights
Frequently asked questions
- A simple, intuitive, fast, and mobile POS solution that connects directly to SUNMI & Worldline card terminals for seamless payments.
- With payyap, you don't necessarily need an extra device to process payments. The POS software is integrated directly into the mobile terminal, and you can accept payments—including TWINT—directly via Worldline's Tap on Mobile.
- You can insert a SIM card into this mobile POS solution, allowing you to accept payments anytime, anywhere you have mobile coverage—in your shop, at the market, or on the go.
- Fast onboarding and training, plus easy entry of items or customer data in this 100% app-based solution.
- The payyap POS solution is designed for Switzerland and is only available in Switzerland.
- The all-in-one payyap POS solution is provided by a Swiss company.
- payyap currently works exclusively on Android devices.
- With payyap Standard, you get full access to all features at no extra cost! There are no restrictions, and you don't pay any monthly or annual software fees!
- With payyap Prime, you benefit from lower commission rates. This license costs just CHF 19 per month per device.
- The acquisition costs for a mobile or stationary POS terminal are a one-time expense.
- Payyap is free for users because we believe that modern payment and management processes should be simple and accessible to everyone. Our goal is to make everyday life easier – without hidden costs or expensive subscriptions. We also want to provide smaller businesses with a simple and affordable way to get started with a digital POS solution that includes payment processing.
- Payyap is financed through optional add-on services and partnerships with selected business clients. You won't see any ads, even with payyap Standard.
- Your data is never sold and is always protected in accordance with applicable data protection regulations. This allows you to benefit from a free solution while we continuously develop and improve payyap.
- The perfect POS solution for small and medium-sized retail businesses, such as:
- Flower shops
- Tattoo studios
- Hair salons
- Beauty salons
- Grocery stores
- Non-food retail
- Auto repair shops
- Campsites - The perfect POS solution for small and medium-sized businesses in the hospitality industry, such as:
- Restaurants
- Bars
- Clubs
- Hotel bars
- Cafés
- Food trucks
- Takeaway businesses - Ideal for short-term rental events such as:
- Events
- Parties
- Trade fairs
- Wrestling festivals
- Oktoberfest events
- Club festivals
- Sports events
- Market stalls
- With payyap Standard, the first 5 Tap on Mobile licenses per business from Worldline are free of charge!
For every payment you accept via Tap on Mobile, you pay only a small transaction fee of 1.40% for debit card payments & TWINT, and 1.80% for credit card payments. - Starting with the 5th payyap Standard Tap on Mobile license, each additional license costs CHF 2.95 per month.
- With the payyap Prime license, which offers better transaction fees, there is a one-time Worldline setup fee of CHF 99.00 and a monthly fee of CHF 6.95 per Tap on Mobile license.
- Administrative work is largely eliminated because payyap is a 100% app-based solution with practical features, such as item master data management (see 'Features').
- Items and product categories can be edited or added directly in the POS. The same applies to customers or customizing the POS layout.
- Accept flexible payments via cash, vouchers, card, contactless, TWINT, or invoice anywhere.
- payyap includes a flat rate for card payments with low fees of 1.4% on all debit cards and TWINT, and 1.8% on credit cards.
- With payyap Standard, you get full access to all software features with no restrictions and pay zero monthly software fees!
- payyap is a Swiss company.
- Your terminal will be shipped within 1-2 days of ordering a payyap payment solution.
- With our optional maintenance package for CHF 190, we will configure all your items or product categories for you. This way, your card terminal arrives ready to use, and you can get started right away.
- The app comes pre-configured; after registration and login (which takes about 5 minutes), payyap is ready to go.
- As soon as the contracts for the payment terminal setup are verified, card payments can be processed immediately.
- Cash and voucher sales can be processed immediately.
- Yes, payyap offers Swiss-based support. This is provided by Baldegger Sortec AG (baldeggersortec.ch), one of Switzerland's largest and most renowned POS providers and service companies.
- At Baldegger + Sortec AG, you get reliable support 365 days a year! POS support from Switzerland - starting at just CHF 30 per month!
- All further information at: www.baldeggersortec.ch
- Baldegger+Sortec AG has decades of experience in POS systems, making it one of the largest and most qualified partners in Switzerland in this field. That is why payyap has decided to partner with Baldegger+Sortec AG.
- All further information at: www.baldeggersortec.ch
- Yes. You can rent payyap at attractive rates starting from CHF 77 per week. This includes the payment terminal hardware, POS software, as well as telephone service and support during the event
- On-site installation and support are also available for an additional charge
- We also offer the option of setting up a network with STARLINK for smooth operations! With our STARLINK network, you have the advantage of maintaining a perfect connection even if the telephone network goes down or reaches its limit due to large crowds, thanks to direct satellite reception!
- Maximum fee for transactions with cards issued in Switzerland (domestic): Debit Mastercard **
CHF 2.00 - Maximum fee for transactions with cards issued in Switzerland (domestic): Visa Debit and V PAY **
CHF 3.50 - Minimum fee **
CHF 0.10 per transaction - Surcharge for transactions with cards issued outside of Switzerland (non-domestic)
1.3% - Surcharge for transactions with international commercial cards
1.3% - Chargeback fee
CHF 30.- - Activation fees
CHF 0.- - ** plus any applicable surcharges
- Here you will find a list of current fees for individual services. Subject to change and errors. All values in the specified currency excluding VAT.
- You can find all transaction-related fees for in-person business in the following document: WORLDLINE fees
- Find more information at: www.worldline.com/de-ch/
- payyap data is encrypted and stored in a secure cloud.
Do you have any further questions?
Then don't hesitate and contact us. We're here to help with any question!